I had lic for 10 lacs for which i pay 52000 premium p.a, i had term insurance for 5lacs for which i pay1220 p.a, ihad lic pension plan for which i pay 1lacs anuuly. now im confused which one to continue, m facing at the moment little financial crunch, i want adwise whether i should stp lic of 10 lacs and increaseterm insurance.