I just took a 50 Lacs cover from Reliance Term Insurance. No doubt, it was cheapest. But their customer service is sick. It has been 5 months since I paid the premium, they have not sent the policy and I have called their customer care and the employee who took my cheque endless times and it has been encashed also. They are really sick. I suggest you take policy from some reputed place even if premium is 1-2000 extra. I don't think with such Reliance Insurance will give the money to your dependents even if you die. I believe that SBI is the second cheapest and they should be honest to their commitments. To know more about my experience about Reliance, you can call me on 9911686688
