I agree partially with Nilesh. I did comparison before taking term plan. My age is 28. I found MetLife the cheapest interms of premium. Next is Max New York Life. MetLife and Max Newyork life premium rates includes all taxes service taxes while other comanies levy taxes on shown premium figure. so better clarify before purchase. MetLife is having very less branches in India. Difference b/n Metlife and Max new york life premium is marginal and MNY Life is having pan-india presence. Kotak / ICICI / Relaince / HDFC are costlier. LIC is also costlier. Shreyas Patel
