exactly, i did not give any expert analysis..i just gave the common sense principles that i used..it worked for me now cuz of the rising markets and its easy for me to invest cuz its not my main job and i do it just to make a few extra bucks without much risk..but im planning to put in more money and hopefully i become mature enough to gain even in falling markets..i will surely update myself for that, but i think its unfair to call me stupid, cuz my advice is pure common sense, i never branded myself as an expert..and not EVERYONE in this country are pros and they could do with advice that may seem "stupid" to you and it would also let them know that stock market isnt something to be afraid of