If you have 25 L in hand then 1. you can buy a house and save 15L in 20 years and your may be appricaited if the area does not get congested after 20 years 2. you can go fixed deposit and your money will be multiplied by 8 i.e. it will 200 L and the money spend in rent will be 15 L so your net money will be 185 L after 20 years. and you can move back to your home town instead of staying in metros as after 20 years your home town may be more peaceful area and will be in better position. 3. you can invest money in some other bussyness can earn(or loose also) depends on your bussness skills
