IJP - INTERNAL JAAN PEHCHAAN. I HV WORKED THERE FOR QUITE A LONG TIME AND I WOULD SAY EXCEPT A COUPLE OF MANAGERS, THE WHOLE LOT IS PATHETIC. ATTRITION IS ALMOST 30 % OR MORE AND THAT TOO IN THE MANAGEMENT CADRE LEAVE THE LOWEST LEVEL. TOO CONSERVATIVE TO SPEND ON EMPLOYEES WELFARE.