good observations by venuraja. i will take the liberty of adding the following:
1. go in for the PSU IPOs. their record has been good. 2. use the long term SIP route in reliance, hdfc, FT, sbimf & fidelity, with patience. 3. avoid gold etf. no use in india, as it may not be available when u really need it- in dire emergency, short notice, war-times. with law & order situation is what it is now- it is of no use. but do buy gold in physical form- 5-10% of your total wealth.buy it for long term because it will not give u any interest- but will protect u against inflation. 4. buy real estate. 5. br a good, wise and a long-term investor- not a speculator.
