Problem is with govt policies. Govt. did not interfere when they decreased the rates in 2004-2005. It's all is in haphazard way. At time of decrease itself, Govt. should have stopped Bank until unless the rate is sustaiable at longterm. Banks attracted customer at that lower rate knowing that it will increase in shortterm. And Govt. does not mind that. And who suffer in the end... we! We should raise a voice against this.. I gues, somebody whould come forward.
