very nicely put. But the point is totally lost as this seems effectively written by a banker to ensure that the lenders are not the loser. section 1 (25 -35 yrs) as mentioned by increasing tenure is repaying throughout their lifetime, while where are section two and three going to increase EMI or prepay (they took the loan in the first palce because they did not have the money).???? Let the salaried class bleed, because they respect laws, documents and try to honour commitments.
