my question to all the intelligent people is i have taken a home loan in 2004 at 8% fixed, and that time bank repo rate was lower than now and inflation was under control and y suddenly interest rates have gone up? my question is if interest rates were less during 2004 and inflation was under control y then RBI has increased Repo rates? can any one who know better answer my question? You can also mail me at sheela709@rediffmail.com