I went thru the various opinions on MF investments and could not stop myself from writing. The opinions r extreme; those who made money in last 5 years swear by it and those who lost money in one year are against it tooth and nail. I think it is a question of getting ones basics right. MF by themselves are like medicines. U walk into a medicine shop and ask for a good medicine... all medicines r meant to be good. So if u buy funds like this then only god can save u and ur money. MF is a investment vehicle to reach from point A to point B. Now it is the job of a financial planner to ensure that point B is higher than point A in terms of wealth. So my request to all, do not blame MFs for ur state of affairs...
