Your article is vahue & Incomplete.There are many clauses in Insurance about what is covered what is not covered etc. If you could elaborate more on that it would be helpfull to all.
In a standard mediclaim policy
1.Preexisting diseases are not covered. 2.Maternity is not covered. 3.First year exclusions are applicable. 4.30 Days waiting period is applicable.
Treatment requiring hospitalisation more than 24 hrs is only payable.(except in cases of medical advancement)
Admission for investigation & evaluation is not covered.
Master Health checkup is not covered.
Request you to kindly paste a standard mediclaim policy so that every reader is benefitted.
