This is a very good article. It gives a very good range of products by the insurance companies. a very nice comparitive study also. I have personally compared the varies products offered by LIC and private operators. LIC product range and offers are far too good compared to these private operators when we study in depth. Presentation of private companies is good but there are somany hidden overheads they purposefully don't reveal which will be known only after purchase. Service too is not as niche as they claim. LIC is better in these aspects