it is high time government gives up its policy of playing muscial chairs with apopointments. There need be a greater concern, respecrta dn attention to the issue of posting top personnel. CEOs should have a fairly long term, not less than three yesrs. FM should pursue his objective of ensuring consolidation in the banking sector and also encouraging young talents. If there is a shortasge of top personnel, government should consider proven talent from outside. s subramanyan
