I am waiting for managers to come up with answers. This is the exact problem I faced with ICICI bank. Infact they went two steps ahead while disbursing the loan itself. It was disbursed one week after my marriage for which I wanted the loan. And our professor was lucky to get the second EMI back in seven days I got back after three months and they deducted the courier charges for sending the cheque. and till date they haven't sent back the cheques. Had to stop payment on all the cheques.
