I am holding Stan.Chat and ABN credit cards and have been paying the bank for the last one and ahalf year when asked to the bank they told if you dont pay for 2 months the fine and other %ages lubed back to a huge amount. This is gone beyond my capacity to pay as I have no job and have no other financial support and am the only child of 70yrs old retired parents who get hand to moutn expence monthly cant ask them too. Due to my health condition I am adviced to rest for few months. WHAT DO I DO AND WHOME DO I APPROACH TO CUT DOWN ALL THOSE COSTS WHICH I NEVER USED AND AM PAYING WHICH I DONT WANT TO? My eamil is veeragl@rediffmail.com Pleas help these cards are inactive since 2004.