Sir, I'm working in a MNC since 2002 and earning 5,00,000/- (Gross) my wife was working in a pvt. Ltd company, after having a baby she decided to quit her job for some time ( one or two year). I'm getting 30,000/- per month in my hand. we are living in rental house, rent, Loan (which I've taken for my sister's marriage), house running expenses, baby's expenses and all I can't save even one thousand Rupees. ( But apart from that we have LIC policy of 64000/- and PF Rupees 27,000/- per year)
In Delhi property prices are shooting up everyday. We have a dream of buying a house, but I don't have any savings for down payment, we fount a house in NCR. It's coast 2,7,00,000/ and possession will be November 2006. is there any bank that offer EMI after possession? my loan will be over by that time and we can save 7,000/- rent also. I will be able to pay EMI as 20,000/-per month.
