This Incident highlights the Strength of the Detection System and not the weakness of the Security System. It shows unethical behaviour and not a technical or procedural lapse. This is not country specific, it is available for all societies. This threat is available for all customers and banks. The forester report has a tone of unnecessary urgency and zeal to downgrade the accolades and hard work put in by Indian companies to gather customer confidence and achieve remarkable process maturity. They also got the figure of 30% from the Magic Box without any way of telling us how they came up to this. India and Indians are serious about process maturity. Like in every field, there would be some companies ahead of others and emphasis would be on providing preventive controls to curb incidents like this. For Example: Websites with high level of Security can also be hacked by an enthusiastic hacker who digs out a new exploit. You have taken all known measures to safeguard yourself, but, you cant safeguard yourself against unknown vulnerabilities. Detection Systems can help you recover from such attacks in the fastest possible time.Don't be unfair to those who have been working hard.