God..sound and fury, amounting to nothing...why state the obvious and mask it as "61% risk free return"..firstly...if u earn above 350,000..ur tax rate is not 33%..it's 30% upto 10 lacs..if i remember correctly..so ur return is 108/(0.7*100)=54%....
so cut the crap....previously..as per the earlier tax regime...u were investing 0.15*1 lac=Rs. 85 k and getting 108k..so a return of 30%...
