You people want every thing spoon fed; You are not even bothered to read the document which you are signing; Just because an agent of the bank comes to your door knocking your ego is stoked and you do not even care to ask to speak to the manager of the branch. You are signing for documents which say you have to pay lakhs of rupees to bank and you do not even wonder why these people are nice to you. The scenario which you call unprofessionalism by nationalized bank is actually honestly. Just wait till you get a nice punch from these MNC jokers. Then you will start singing praises of PSU banks.