I have had a home loan with ICICI and last april in 2007 i had a bounce, which i paid within 7 days. To my surprise i have not even been alerted by the bank that there were some extra charges to be paid by me, after a year suddenly when i applied for a car loan it gets rejected saying you have 12000 rs outstanding with icici and is shown in cibil. i had to go to icici sort the matter and pay 12000 for no fault of mine when this money could have been collected last time itself and should hav hardly been around 1-2 thousand. I have never ever had any problems with HDFC or HSBC but this bank and their staff sucks !!! They never sent a mailer, no intimations, no calls to a customer who is a senior exec, had taken a 43 lac loan for which in 20 years tenure they would earn 3 times of it which means they are to earn around 60-70 lacs from me in 20 years. and to such a customer they cant spend 60-70 rupees in a year to keep him updated of his home loan account. Its really sad and the RBI is sleeping to what Mr. kamat is doing
