dude if u'r income is less than 6 lakhs u dont need to pay 11.5 .. secondly 11.5 lakhs is fee for two years and not one year and that too for the richest of the rich for middle class the fee is less.. i am a middle class student and got admitted this year! IIM A has a policy that everyone who cannot afford they shall take care of the expenses.. the IIMs have clarified this many time but like illiterate people u carry on bungling abt ur middle class ethos i am one among u and i know better since i am the one who has to pay since i got the admit first get admission in IIM trust me financeing is much easier than getting in!