I applied for a Silver Card from SBI. Instead they send me Gold. 1. Before using the card, I need to activate as they have mentioned, which I have not done so far. 2. Next month I got the statement with charges for insurance. I called the call centre and told the issue. No response. 3. On 2nd month, they send me statement with penalty of not paying the amount.
This time I got irritated and called the SBI call centre and informed the issue and replied neatly that I will not pay and if they make any such issues, I will inform to RBI and take it to court.