Did you check with any bank? They say "We sell" and "We dont buy back from customers"...you have to sell it to outside jewellery shops. Read some article on 'equitymaster.com' on why buying gold coins from banks is a utter waste from price perspective. Insted you can buy similar coins from a 'Noted Jeweller' in city who will give Gold council certificate also and you can exchange at similar places when the rate is high.