Nupur is right in every sense if you have money and less knowledge one can start investing in learning and gain knowledge! after gaining knowledge you are now superman! concept is simple hire smart people who can work for you and return profits agar profit na mile 2 danda kar do unke it will be a fun now money will grow automatically and you will have lots of time to find friends,enjoy with your family,you can play golf like larry allison(oracle founder),you can enjoy like paul allen(co founder of microsoft),you can do charity and receive lots of respect like warren buffet,bill gates,you can party as long as you want as your employees are working,you can go for long holidays with your family. ------------------------------------ but for middle class people who want to be rich have to suffer because they are doing everything on their own ->they are doing job and have fixed time,if they want to be rich and enjoy life they need to leverage(rich people enjoy because they have leverage) ->they cant take risk ->their financial knowledge is poor ->they always expect increment in salary(but when salary increases two factors TAX and INFLATION kill their gains) note: increase your financial knowledge if you are from any category (poor,middle class,upper class) use your knowledge to create leverage and enjoy you can achieve anything with money provided you have the knowledge (start reading books on finance like rich dad poor dad )