my emi of my housing loan had been deposited in hdfc bank instaed of in the housing branch but the credited the emi and the housing dept started harrasing me for the emi and on being assured that my emi would be credited back to my account i regularised mu housing loan account and had instructed the caller that if they do not credit it within 2 months i would stop my emi to which he had agreed but nothing concrete happened and i stopped paying my emis.later on the housing manger was following the case for 2 years and even that he could not assure me of my money being credited to my account.should i have continuedc paying my emi or no
