in my opinion day is not far when people will stop buying cars , mobikes or any other household items & personal loans from bank like ICICI , HDFC and similar private banks.When somebody has to take loan from such banks , at that time they talk so sweetly and show such comfort to the customers but the moment your single instalment get due due to any reason (check bouncing etc) then the recovery agents come into picture and those 6 feet tall gunda elements (most of them stout villagers and hardly 10th class passed ) start calling you on mobile phones , home phones and start using pressure tactics by abusive method . There is a black side hidden in disguise at the backdrop of all such banks like ICICI , HDFC , Bank Of punjab etc etc....BEST IS WE SHUD TAKE LOANS FROM SBI , OBC , PNB LIKE BANKS AS THEIR SYSYTEM IS MUCH BETTER AND NO SUCH GUNDA ELEMENTS AFTER YOU . recovery agents r really a big menace and there should be provison to directly file FIR against such agents , if not checked they will keep harrassing people. Everything is going on under the knowledge of private banks...
