I fully agree.Law is ONESIDED and LOPSIDED in INDIA.Nobody gives you any reply.The bank to which you have applied for cc will not tell you the reason for rejecting your application.CIBIL ACTS AS A HOLY COW.IT SAYS IT WILL NOT GIVE YOU 'YOUR'credit information but will give to a lender only.It asks you to GO TO HELL ie ask the same cc company for reason for refusal.Meanwhile RBI make some noises and they are not heard nor acted on by these bloody banks.Why cant we have LEVEL PLAYING GROUND.WHY CANT WE GET OUR OWN CREDIT REPORT FROM CIBIL or from any others org?
