Not all ppl who are poor are dafaulters mostly they are rich, powerful and those workinmg in MNC's or law firms or having good contacts they default on frivolous excuses. these guys must be bashed. What's wrong in it. Imagine you loan to someone on good faith and what happens when you demand yiur money back and he simply inores you as if you do not exist. Think about this before you say any thing about that dard.