Dude, I have an ICICI credit card, which I had not used for 6 months. There was absolutely no balance outstanding. Then the bank started charging late payment fees and interest on God knows what . This has been going on for 6 months now and all my efforts to get it cleared are in vain. After a set of harassing calls, i threatened them about going to the police and told them to take their card back. There still is no reply. they really are horrible dude.
