Happiness is in giving, more than in accepting. If you use your money for yourself you will be a bit happy. If you give it to some one in need, and see him relived off his troubles, Then you happiness is multiplied many fold.
There are people who give, share even what little they have, and their happiness is multiplied many fold (A poor mother feeds her child first then herself).
So happiness is more in giving than in accepting, it can be got WITH OR WITHOUT the money.