Regarding payment of SBI credit cards, please be aware that your cheques should be dropped in State Bank of Mysore, in case you have taken the SBI card within Karnataka. If you drop cheques in any SBI branch, you are asking for trouble.
Find out from the phone banking officers of SBI Card that how you card payments should be done by cheque. More importantly, in which state bank you are supposed to drop in your cheques. Never ever drop cheques in ATMs ! After dropping in your cheques, confirm with the phone banking officers of SBI card that whether the have received your cheque.
So that you can avoid the nightmarish experience of Kiran Myneni.