Instead of begging for money the credit card providers are just looting by following tricks. 1. Send the statement late. 2. Donot debit the money into the account even after dropping the cheque well before time. 3. Add this tax and that tax and whether it is paid to Income Tax department or Government of India is not known. 4. Pay first and then talk of grievance and once life time is over coresponding with them. Debit card is better I feel or cheques should be allowed as a negotiable instrument at each and every place. Dishonour once also should cancel the accounts and name should be published and no more bank account should be allowed.People will then have some type of confidence in accepting the cheques.
