I really miss my Vijaya Bank account. Atleast nobody pretended to be intelligent investment advice. It was your money and you could do what u felt like.
My great MNC bank, apart from all the green they have associated with their brand, which reminds me of Pakistan flag every time I interact, has these army of world wise investment gurus, whose idiotic advice will make an arab sheikh and his camel feel brilliant. They hire these bunch of morons from Chaudhari charan singh institute technology and management and leave them to get behind your life.
The adive they have to offer goes like this ...... Sit you should take a home loan now sir. We are offering cheap rates at only 12% and this is the right time to buy a flat in Jhumri Talayya. We have inside information that Bin Laden group of Al-Wahabbistan is about to sign a deal with the government of Jharkand for mining rights and the prices will treble in a one century.