It has become common to receive minimum 10 to 15 calls a day from Cell companies/banks for personal loans/home loans etc. What I do is when they introduce themselves I just say I don't hold an account and do not disturb. I dont wait for their reply and hang down.Secondly I tell them I am interested in a personal loan if the caller givesto me and pays back to company herself/himself.
Now I receive less calls. Yes sometimes we are very rude in replying. But, they don't take no for an answer and keep on blabbering. More particularly stanchart/citi/abnamro. worst banks and worst service. Earlier they won't bother about normal people and concentrated on hi fi customers. Now they are after middle class people as it has become difficult for them to survive.The best way to avoid calls is just disconnect and keep the phone down.
