The swapping machin will provided by bank. On this Swapping maching there must be Thumb impression facility (Left Hand Thumb if person is Male and Right Hand Thumb if person is Female.) must be provided by the Bank who issue this swapping maching. And Bank must take thumb impression of every customer while issuing credit card.
Procedure at Customers end as follows: 1. Swap the credit card in swapping maching 2. after that Swapping maching must ask for thumb impression of credit card holder. 3. if thumb impression validates then only payment done. other wise stop. 4. on credit card - CVV No. not to be printed on credit card. 5. for online creadit card user - user must have email id with digital signature. email id with Digital signature - must validate with Banks record.
