We would like to purchase a flat taking home loan. We have 17 lakh in hand.If we opt for 1BHK then will have to take nearly 10 lakh home loan and for 2BHK its double. After paying 20k EMI we can still save 1.5 lakh per year(2BHK) and 3.5 lakh if we go for 1BHK. Please advice is it sensible to take 2BHK now or should we buy 2BHK after 5 years down the line, saving a good amount ?
