Dear Mr. Ramesh, Good off your computation. You withdraw all the profit?? No, then what u do? You re-invest. Say after 2 months you don't pay attention to your business, your business starts suffers but the money is still in your bank, and then assume you die, your kids and wife can run it if not as efficient as you had. Now switch the chair, you in Morgan Stanley grossing 1 crore a year, you sleep for 2 months, no pay check reaches your home, you die after that, Your kids and wife are thrown out of school and home, Morgan Stanley will not employ your wife or kids - Now you take your pick. If people from IIM, Calcutta can think like this, God help us, THE INDIANS.