I want to use my ICICI Gold CC for a laptop purchase of Rs:55,000.What I believe is that I can make a purchase and then I shold call the CustCare to make use of the EMI option for 12 months.So that I can get it at a mere 1.5 %. Does it mean sound?Do i need to pay only 1.5 % of 50000 extra? Pls advice me on the Issue as the Seller offers 4.5% interrest rate loan.