As an interested reader, when I see "Very few banks offer actual true-blue fixed interest rates.", I would definitely expect you to give the names of those very few rare species of banks. If no one gives such fixed-rates, why don't you say so? If you have info, plz do share it. I did not quite get this comment on "politicians can ill afford to ignore and hence a dramatic increase in rates in a short time is very unlikely." Do you mean to say PC or SG will call up our RBI head and say..."hey stop it...I don't care what you are thinking?"
