hi Giri kumar It was wise on your part to have done that. But if you see the way a credit card is sold it seems they are obliged to us. we usually dont go through the fine print. Even after goin throug the fine print you never know the services a bank will offer interms of good customer care and people who will abide by the RBI guidelines of how a credit card business should be run. Its a huge banking system and you have to do wat they say in case of a dispute of pay a heavy penalty as there is nothing in control of you. here i am talking of exceptional cases where somebody defaults on a payment due to fault of the bank.
