Hi Pankak, Samir here... I work for an international bank called which is in US. First question from you is a) Can I cancel the card? Ans = You can cancel the card any time even if your application is not processed by taking a reference number. b)Is ICICI credit card really a threat? Ans = Its not that ICICI credit card is a threat but a credit card itself is a threat. You can keep the card for yourself without using it. You can use the card in an emergency situations. But make sure that if you lose the card, then cancel it ASAP.
