I am sucked by the bank and its Call centre.They have a very strange operation. "Worlds Local Bank" is too far when it come to reality.
I have taken a card 6 months back till date i havent recieived any statement. Some excess money was in the card. So i was using it as a debit card. Calling this customer care and getting some one is such a pain.
Pl dont go for HSBC cards its my humble advise to all who read this
