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Getting a Credit Card?
by Arbind S. Chauhan on Feb 07, 2007 10:51 AM

After a a constant follow up, I was convinced by a person calling himself from ICICI Bank for applying a credit card without any fee. A representative from ICICI Bank came to my office and got the application signed from me with assurance that I would be delivered the card within 15 days. But after more than 20 days when no one called me for the card neither it was delivered, only then I realised that neither I do remember the name of the person, who called me for the card nor I retained a copy of the application form I submitted for the card.

I wrote to the bank to cancel my application, if it exists with them and I do not need any credit card.

I was asked to provide the information that I have given in the application form. I provide the information.

The next day I received the card.

Within next two days I got the mail that the credit card has been approved and the same has been sent to me.

I wrote to the bank, please confirm that there exists only one card that has been received by me and no second card.

I received a call from the ICICI Bank to confirm that only one card stands in my name. I requested to confirm the same by e-mail.

I received a mail stating that my query has been resolved over the phone, without a mention that there does not exist a second card in may name or the reference number of my application.

In such case, is there any possibility of any misuse of the card.

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The above message is part of the Discussion Board:
Getting a credit card? Beware