The article is very good. How I wish you send this message to all the boys and girs who take up jobs in places like Bombay and Bangalore. This will not only help them for a secured future, but also keep the inflationary rate under control. See what is happening in Bangalore. The way the techies are spending their money, the city is heading for a point of no return.
If the employers use this as a lesson in the induction courses, much can be expected.
I would appreciate many such articles in future too.