Although i agree with you that there is no free lunch in this world and completely agree with you on the fact that an agent, such as myself, would be getting commissions, (i prefer to use the word as professional fee) on each policy. No doubt that there are many agents today that do not disclose essential details, there are many good agents and it is not right to make generalisations like the ones mentioned by you above. As some of the persons who have replied to this article have mentioned that they have met good advisors who have indeed given then good service and properly explained the product, it needs to be taken into account that insurance products are meant for long term savings of persons and not short term, the policy must be studied carefully, the comparisions should be insisted upon by the customer. If someone says they can sue me for better service, i can obviously say that as educated persons, questions should be asked. Thats the only way to safeguard oneself from being misused. If there is an underlying motive for an agent, the person who is sparing his / her savings also has an underlying motive of getting the returns he/she desires. as i said eariler, there is no free lunch in this world. I am new to this forum, but it is very interesting and would definately be interested in offering my professional service to anyone interested. Send me an email with your details at npmajithia1@rediffmail.com
