The people who show the return for the equities always avoid to inform the investors that there is great downside risk too. Moreover, they are more vocal when markets are up and this is the time when the new entrants have the highest risk of losing. Moreover, the time and information required to be collected for equity investments directly may prove to be fatal as you may end up making the loss in your business.
While buying a LIC Policy means that you can spare your time concentrating your main earning assignments and let your savings grow with time. Even the annual premiums payable by you are collected by your agent.