Hi, practically i have got returns of 30%[averaged] on buying funds in NFO. I have always bought funds in NFO and not one is doing bad. Some do as well as 80% returns. The most important thing which i find is getting more units at lesser price. More the units, more returns in long returns. The rate at which money grows in NFO is more than on buying a fund which is already stable. I know, a very very small risk though.