It was nice to read your article. I think it's a nice reality check for the fund managers who boast of wonderful performance as well as retail investors who think they now know all about the stock market.
One the one hand, investors look for better returns that bank interest only. But on the other hand, they turn greedy and looks for 40% returns too. Stock market as well as fund managers just cash in this greed without appraising the investor of the real risk.
