i have sanctioned home loan for Rs252000/-. but itakeen 144498/- only,my emi is fixed on 252000/-.emi is 2831/-. firstly itken loan for 15 years. first five months unterest charges 468,1305,1277,1250,1263. how it is calculated what is the formula.now what is my loan period.my email address is tvenugopal1972@gmail.com. please reply me thanking you